Mortgage Pre-Approval: What You Need & Why It’s So Important
What You’ll Need for Pre-Approval
To get pre-approved, lenders typically ask for:
✅ Proof of Income – Recent pay stubs, W-2s, or tax returns (if self-employed).
✅ Proof of Assets – Bank statements, investment accounts, or savings for down payment and closing costs.
✅ Credit Information – Authorization to pull your credit report.
✅ Employment Verification – Employer contact or employment letter.
✅ Identification – Government-issued ID (driver’s license, passport, etc.).
Why Pre-Approval Is So Important
Know Your Budget – Helps you understand how much home you can afford before shopping.
Stronger Offer – Sellers take you seriously since you’re already vetted by a lender.
Faster Closing – Most of the paperwork is already done, so you can move quickly when you find your dream home.
Spot Potential Issues Early – Identify and fix credit or income documentation issues before it’s too late.
Learn More:
https://www.equityzonemortgage.com
Maximize Your Home Buying Power!

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